UK Council Tax Calculator 2026/27
Work out your council tax bill in seconds. Pick your band and your council's Band D rate to see yearly, monthly, weekly and daily figures — with the 25% single-person discount built in.
Band D pays 9/9 of the Band D rate (the reference band).
Prefilled with the official 2026/27 average for England (£2,392). For your exact bill, enter the Band D figure from your council's website or your bill.
Estimated England council tax · Band D
Yearly
£2,392.00
Monthly × 10
£239.20
Weekly
£46.00
Daily
£6.55
Estimate only — your council sets the final figure. Always confirm with your local council.
All bands at a Band D of £2,392 (England, 2026/27)
| Band | Ratio to Band D | Yearly | Monthly (÷10) |
|---|---|---|---|
| A | 6/9 | £1,594.67 | £159.47 |
| B | 7/9 | £1,860.44 | £186.04 |
| C | 8/9 | £2,126.22 | £212.62 |
| D | 9/9 | £2,392.00 | £239.20 |
| E | 11/9 | £2,923.56 | £292.36 |
| F | 13/9 | £3,455.11 | £345.51 |
| G | 15/9 | £3,986.67 | £398.67 |
| H | 18/9 | £4,784.00 | £478.40 |
Northern Ireland
Northern Ireland does not use council tax — it charges domestic rates instead. This calculator covers England, Scotland and Wales only.
How council tax bands work
Every home in England, Scotland and Wales sits in a council tax band, from A (cheapest) to H (most expensive) — Wales adds a Band I at the top. Your band is decided by the Valuation Office Agency (VOA) based on what your property would have sold for on 1 April 1991 (England and Scotland) or 1 April 2003 (Wales). Current market value doesn't matter.
Each council sets one figure a year: its Band D rate. Every other band is a fixed fraction of it — Band A pays 6/9, Band H pays 18/9 (double). That's why two identical houses in different council areas can have very different bills: the Band D rate is what varies.
For 2026/27, the average Band D in England is £2,392 a year (up 4.9%), £2,283 in Wales, and about £1,653 in Scotland before water charges. Read the full bands A–H guide →
Discounts & exemptions at a glance
- Single-person discount — 25% off. You're the only adult counted in the home.
- Disabled band reduction. Adapted homes are billed one band lower.
- Student households — exempt. Homes occupied only by full-time students pay nothing.
- Low income — Council Tax Reduction. Means-tested support, up to 100% off; apply via your council.
Council tax FAQs
How much council tax will I pay?
It depends on your property's council tax band and the Band D rate your local council sets each year. As a rough guide, the average Band D bill in England for 2026/27 is £2,392 a year — Band A homes pay about two-thirds of that, Band H homes pay double. Use the calculator above with your band and your council's Band D figure for a personalised estimate.
How is my council tax band calculated?
In England and Scotland, bands are based on what your property would have sold for on 1 April 1991 (in Wales, 1 April 2003). The Valuation Office Agency (VOA) assigns the band. Band D is the reference point: Band A pays 6/9 of Band D, Band B 7/9, Band C 8/9, Band E 11/9, Band F 13/9, Band G 15/9 and Band H 18/9.
Do I get 25% off council tax if I live alone?
Yes, if you are the only adult counted for council tax in your home. Under-18s and certain other people — such as full-time students, student nurses, apprentices and people with a severe mental impairment — are 'disregarded', so you can still qualify while living with them. Apply through your local council, as the discount is not always applied automatically.
Over how many months is council tax paid?
The standard schedule is 10 monthly instalments from April to January, with nothing to pay in February and March. Most councils will spread your bill over 12 months if you ask — useful if you'd rather have smaller, even payments all year.
Is council tax different in Scotland and Wales?
Yes. Scotland uses the same ratios as England for bands A–D but higher ratios for bands E–H, and Scottish bills include water and sewerage charges on top. Wales has nine bands (A–I) based on 2003 property values, with Band I paying 21/9 of Band D. Northern Ireland doesn't use council tax at all — it charges domestic rates instead.
What if I think my council tax band is wrong?
You can challenge it with the Valuation Office Agency for free. Start by checking how similar neighbouring properties are banded — if yours is higher than comparable homes, you may have a case. Be aware a review can move your band up as well as down. Our guide walks through the whole process.
Are this calculator's figures exact?
No — they are estimates. Every council sets its own Band D rate, and discounts depend on your household circumstances. Always confirm the final figure with your local council before budgeting around it.